OnNest Ledger
OnNest
Ledger
Local only

Payoff Planner

Approaches are shown side by side. None of them is universally better — the right one depends on you.

Your plan

Pays minimums everywhere, then sends anything left to the highest APR balance first.

Estimated payoff
—
Months projected
0
Projected interest
$0.00

Projected progression

Estimates only — future purchases, interest, fees and timing will change them.

MonthStartInterestPaymentEnd

Projections assume no new purchases and consistent on-time payments.